A Home Based Photography Business: What Every Photographer Needs to Know
A Business Overview:
If you want to enter a lucrative profession that few people know about, consider starting a photography business that takes photos for major lending, leasing and insurance institutions. These companies need digital pictures of homes, cars, commercial property, businesses, trucks, RVs, and boats for financing or insurance purposes. They continually need to be updating their photographic information and it’s not cost effective for them to send people out to cities around the country. They look for freelance digital photographers to do this work for them. The requirements for entry into this field are very minimal, allowing you to get started quickly. You must be at least 18 years old, and of course you’ll need to have a digital camera and a computer so that you can send the pictures via email. If you already operate a photography studio, this would be the perfect way to expand your business. They look for freelance digital photographers to do this work for them. The requirements for entry into a photography business are very minimal, allowing you to get started quickly. You must be at least 18 years old, and of course you’ll need to have a digital camera and a computer so that you can send the pictures via email. You have the freedom to work when you want, and can easily schedule appointments around your own schedule. This is a great business idea that is in demand no matter where you live. Every part of the country has a need for insurance and financing-related photos to be taken.
A Day in the Life of a Photography Business Owner:
As a photographer who is taking local photos for national companies, each day can be vastly different from the next. For example, on one day you might be taking photos of two cars, a boat, and RV. The next day may find you filling out the forms that need to accompany the digital photos, uploading the photos from your camera to your computer, and emailing them out to the companies that requested them. The following day you may decide not to schedule any appointments, wanting the day off. This home-based photography business provides you with that kind of flexibility.
The Good
- Great flexibility in the days and hours you work.
- Ability to determine your income by how hard and how long you want to work each day.
- Low start-up costs to enter the digital photography business.
- Good variety of photographic opportunities, from boats on the water, to homes and cars
The Bad
- Not a lot of direct people contact with some of the photos you’ll be taking.
- In Northern climates you may have to battle inclement weather on occasion.
Resources
- Professional Photographers of America
- America Society of Media Photographers
- Bureau of Labor Statistics
- Photo Marketing Association
About The Author

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